Terms of Service

By using this website or engaging B&J Payments (Ben & Jerome Limited) for our services, you agree to these Terms of Service. If you do not agree, please do not use our services.

B&J Payments provides facilitation and consulting services for offshore company formation, business bank account setup assistance, and payment infrastructure setup assistance (including PayPal Business accounts and payment processors) across the jurisdictions listed on this website. We act as an intermediary connecting clients with independent third-party institutions and do not ourselves provide banking or payment-processing services.

Final decisions on company registration, bank account approval, PayPal account approval, or payment-processor approval rest solely with the relevant government authority, bank, or payment provider. We do not guarantee approval or any specific outcome. Timelines shown on this website (such as the setup timeline) are estimates only and may vary depending on your jurisdiction and individual circumstances.

• You must be at least 18 years old to engage our services.
• You must provide accurate, complete, and truthful information and documentation.
• You must comply with the KYC/AML requirements of your chosen jurisdiction and any relevant third-party institution.
• You must use our services only for lawful purposes, and must not use them to facilitate money laundering, fraud, or the sale of illegal goods or services.

Fees are quoted individually based on your chosen jurisdiction, package, and add-ons, and are confirmed with you via WhatsApp before work begins. Pricing examples shown on this website are indicative and may vary depending on your specific circumstances. Payment terms, including any refund eligibility, will be communicated to you individually and confirmed before services start.

Information provided on this website and during consultations is general in nature. B&J Payments does not provide licensed financial, legal, or tax advisory services. We recommend seeking independent professional advice for your specific situation.

To the fullest extent permitted by the laws of Hong Kong, our liability arising from the services is limited to the fees actually paid by you for the specific service giving rise to the claim. We are not liable for indirect or consequential loss, or for the acts, omissions, decisions, or delays of third-party banks, payment providers, or government authorities.

All content on this website, including text, graphics, and logos, is the property of Ben & Jerome Limited and may not be reproduced without our prior written permission.

We reserve the right to decline or discontinue providing services at any time, including where we suspect fraud, non-compliance with these Terms, or unlawful use of our services.

These Terms are governed by the laws of the Hong Kong Special Administrative Region, and the courts of Hong Kong shall have exclusive jurisdiction over any dispute arising from them.

We may update these Terms from time to time. Changes will be posted on this page with an updated revision date.

For any questions about these Terms, please contact us via WhatsApp.